Wyoming SR-22 Insurance After DUI or Violation
Wyoming requires 25/50/20 liability coverage and is an at-fault state.
Compare Rates After a ViolationWyoming at a Glance
25/50/20
Minimum liability limits, in thousands of dollars (per person / per accident / property)
At-fault
The at-fault driver's insurance pays for the damage they cause
Optional
PIP and uninsured motorist coverage are not required by law
No
A defensive driving course does not remove points here
Source: state DMV, insurance department and statute records, verified July 2026
Minimum Coverage Requirements in Wyoming
Drivers with a DUI, suspended license, uninsured accident, or certain serious violations typically must file SR-22 proof of insurance with the Wyoming Department of Transportation for 3 years. SR-22 is not insurance itself—it's a certificate your insurer files electronically to verify you maintain continuous coverage at or above state minimums. A lapse during your SR-22 period triggers immediate suspension and restarts the 3-year clock.
Liability Insurance
SR-22 Insurance
Non-Standard Auto Insurance
Uninsured Motorist Coverage
Full Coverage
What Drivers Pay in Wyoming
$165–$236/mo
Typical monthly rate in Wyoming, drivers after a speeding ticket
Rate data: ValuePenguin and CarInsurance.com, 2026
What Affects Your Rate
- Vehicle type: insuring a newer or high-value vehicle with full coverage and SR-22 can double premiums compared to liability-only on an older car
Shop Again Before Your Next Renewal Hits
Compare Rates After a ViolationCoverage Types
SR-22 Insurance
Certificate filed by your insurer to the Wyoming Department of Transportation proving you carry at least state-minimum liability. Required for DUI, suspensions, and uninsured accidents.
Liability Insurance
Covers bodily injury and property damage you cause to others. Wyoming mandates 25/50/20, but a single serious accident can exceed these limits by tens of thousands.
Non-Standard Auto Insurance
Policies from carriers specializing in high-risk drivers: those with DUIs, suspensions, multiple violations, or SR-22 requirements.
Full Coverage
Combines liability, comprehensive, and collision. Required by lenders if you finance or lease a vehicle, and protects your car if you cause an accident or it's damaged by weather, theft, or vandalism.
Uninsured Motorist Coverage
Pays your medical bills and vehicle damage if an uninsured driver hits you. Wyoming doesn't require it, but approximately 11% of drivers statewide lack insurance.
Collision Coverage
Pays to repair or replace your vehicle after an at-fault accident, minus your deductible. Not required by Wyoming unless mandated by your lender.